Wednesday, January 4, 2017

The Destruction of Obamacare: Tell Me what You Want, What You Really Really Want

Oy, what a mess.

You want to REPEAL Obamacare?

Really?  Do you understand what that means?

First. poof away any notions that the Republicans have anything "terrific" waiting in the wings.  They don't.  Why?

Because this already IS, essentially, the Republican plan.  The bones of this were birthed in conservative think tanks, and fleshed out in Romneycare, a successful reform done in Massachusetts.

What you give up -

1) Keeping your youngin' on your plan until they're 26, if that is what is needed.

2) Protection against being rejected due to pre-existing conditions.

3) 20 million plus people losing access to the health market place.

4) No more subsidies to help purchase insurance on exchanges that will no longer exist.

5) Increasing medical costs as hospitals and doctors cope with an influx of indigent patients.

6) No more control to costs on insurance companies.  They will no linger be limited as to how much overhead they spend, or on the percentage they are required to spend on actual care.

7) No more control on what basic plans must cover.  This means plans that exploit you in to thinking they're going to cover something they have no intention of covering.

8) Medical bankruptcies increase dramatically again.

9)  Every time you lose a job, you risk losing insurance and your family - for good.  If you want to work for yourself - good luck.  Hope you have a big pocketbook, no pre-conditions, and are able to read fine print.


There are flaws with Obamacare, as with any new piece of legislation, especially is intent on destruction rather than repair.

Flaws:

1)  The subsidies that you get for health insurance - if you haven't figured out your income right, you could get bit with large paybacks come income tax time.  People don't have a good idea what their income is, and often leave out elements of it, or underestimate it, and then wind up having to pay all or part of their subsidies.

2) In some areas, not enough private insurers participate in the state exchange.  It would be nicer if there was more competition.

3) Too many people are still going bankrupt due to medical costs.

4) In states that have not extended medicaid, hospitals and care facilities are having a hard time staying in business, especially in rural areas.

5)  And TRUMPING everything, it's a system that still leaves private insurers in charge.  The profit motive reigns over health care rights and access.


My solution?

Move to the only thing that makes sense - single payer universal health care.

You repealer squealer's solution?

Beats me.  Can't you tell me what you want?  What you really, really want?

Guess what?  I don't think you know.

And that's bad news for all of us.










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